Call reports 2019
EL DORADO SAVINGS BANK, F.S.B. — 2019
What EL DORADO SAVINGS BANK, F.S.B. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 2,187,131,000 | 2,151,429,000 | 2,161,211,000 | 2,183,806,000 |
| Total loans | 581,839,000 | 583,860,000 | 581,738,000 | 597,418,000 |
| Allowance for loan losses | 4,898,000 | 4,884,000 | 4,898,000 | 4,886,000 |
| Securities available for sale | 1,804,000 | 1,815,000 | 1,797,000 | 1,708,000 |
| Securities held to maturity | 1,162,306,000 | 1,175,573,000 | 1,192,016,000 | 1,233,499,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,936,065,000 | 1,897,844,000 | 1,901,789,000 | 1,921,436,000 |
| Interest-bearing deposits | 1,873,346,000 | 1,835,023,000 | 1,834,365,000 | 1,859,626,000 |
| Noninterest-bearing deposits | 62,719,000 | 62,821,000 | 67,424,000 | 61,810,000 |
| Equity capital | 240,967,000 | 244,631,000 | 247,575,000 | 251,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 14,439,000 | 29,017,000 | 43,451,000 | 57,543,000 |
| Interest expense | 1,207,000 | 2,582,000 | 4,083,000 | 5,746,000 |
| Net interest income | 13,232,000 | 26,435,000 | 39,368,000 | 51,797,000 |
| Noninterest income | 2,129,000 | 4,483,000 | 6,817,000 | 9,076,000 |
| Noninterest expense | 8,944,000 | 17,736,000 | 26,744,000 | 36,083,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 6,417,000 | 13,182,000 | 19,443,000 | 24,798,000 |
| Income tax | 1,598,000 | 3,298,000 | 4,848,000 | 5,393,000 |
| Net income | 4,819,000 | 9,884,000 | 14,595,000 | 19,405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 236,229,000 | 239,835,000 | 242,690,000 | 246,085,000 |
| Total capital | 241,437,000 | 245,029,000 | 247,898,000 | 251,281,000 |
| Risk-weighted assets | 639,280,000 | 643,005,000 | 653,707,000 | 672,232,000 |