Call reports 2018
EL DORADO SAVINGS BANK, F.S.B. — 2018
What EL DORADO SAVINGS BANK, F.S.B. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 2,210,298,000 | 2,206,292,000 | 2,198,930,000 | 2,184,373,000 |
| Total loans | 561,920,000 | 578,120,000 | 580,605,000 | 585,930,000 |
| Allowance for loan losses | 4,854,000 | 4,831,000 | 4,826,000 | 4,817,000 |
| Securities available for sale | 1,955,000 | 1,922,000 | 1,877,000 | 1,844,000 |
| Securities held to maturity | 1,315,650,000 | 1,286,589,000 | 1,232,896,000 | 1,173,895,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,973,590,000 | 1,967,424,000 | 1,956,133,000 | 1,939,261,000 |
| Interest-bearing deposits | 1,910,785,000 | 1,901,274,000 | 1,890,445,000 | 1,878,166,000 |
| Noninterest-bearing deposits | 62,805,000 | 66,150,000 | 65,688,000 | 61,095,000 |
| Equity capital | 224,097,000 | 228,489,000 | 232,482,000 | 237,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 13,254,000 | 26,932,000 | 41,087,000 | 55,635,000 |
| Interest expense | 618,000 | 1,257,000 | 1,944,000 | 2,996,000 |
| Net interest income | 12,636,000 | 25,675,000 | 39,143,000 | 52,639,000 |
| Noninterest income | 2,245,000 | 4,590,000 | 6,913,000 | 9,280,000 |
| Noninterest expense | 8,538,000 | 17,254,000 | 26,805,000 | 35,797,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 6,343,000 | 13,014,000 | 19,254,000 | 26,125,000 |
| Income tax | 1,590,000 | 3,277,000 | 4,929,000 | 6,459,000 |
| Net income | 4,753,000 | 9,737,000 | 14,325,000 | 19,666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 219,554,000 | 223,926,000 | 227,862,000 | 232,557,000 |
| Total capital | 224,718,000 | 229,067,000 | 232,998,000 | 237,684,000 |
| Risk-weighted assets | 661,533,000 | 663,981,000 | 652,875,000 | 641,495,000 |