Call reports 2017
EL DORADO SAVINGS BANK, F.S.B. — 2017
What EL DORADO SAVINGS BANK, F.S.B. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 2,164,569,000 | 2,158,866,000 | 2,177,802,000 | 2,172,609,000 |
| Total loans | 529,309,000 | 533,486,000 | 539,806,000 | 543,421,000 |
| Allowance for loan losses | 5,410,000 | 5,440,000 | 4,896,000 | 4,874,000 |
| Securities available for sale | 2,201,000 | 2,162,000 | 2,098,000 | 2,006,000 |
| Securities held to maturity | 1,320,043,000 | 1,319,370,000 | 1,310,045,000 | 1,299,210,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,941,475,000 | 1,933,253,000 | 1,949,299,000 | 1,941,837,000 |
| Interest-bearing deposits | 1,879,376,000 | 1,869,674,000 | 1,885,489,000 | 1,880,647,000 |
| Noninterest-bearing deposits | 62,099,000 | 63,579,000 | 63,810,000 | 61,190,000 |
| Equity capital | 211,242,000 | 213,956,000 | 217,088,000 | 220,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 11,942,000 | 24,026,000 | 36,415,000 | 48,971,000 |
| Interest expense | 658,000 | 1,311,000 | 1,959,000 | 2,598,000 |
| Net interest income | 11,284,000 | 22,715,000 | 34,456,000 | 46,373,000 |
| Noninterest income | 2,093,000 | 4,387,000 | 6,681,000 | 9,031,000 |
| Noninterest expense | 8,573,000 | 16,453,000 | 24,979,000 | 33,341,000 |
| Provision for loan losses | 0 | 0 | -500,000 | -500,000 |
| Pretax income | 4,805,000 | 10,650,000 | 16,659,000 | 22,565,000 |
| Income tax | 1,830,000 | 4,068,000 | 6,380,000 | 8,649,000 |
| Net income | 2,975,000 | 6,582,000 | 10,279,000 | 13,916,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 206,979,000 | 209,654,000 | 212,754,000 | 215,593,000 |
| Total capital | 212,699,000 | 215,404,000 | 217,960,000 | 220,777,000 |
| Risk-weighted assets | 642,637,000 | 644,959,000 | 646,940,000 | 648,129,000 |