Call reports 2015
EL DORADO SAVINGS BANK, F.S.B. — 2015
What EL DORADO SAVINGS BANK, F.S.B. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,931,749,000 | 1,924,783,000 | 1,979,183,000 | 2,028,660,000 |
| Total loans | 430,078,000 | 439,773,000 | 455,217,000 | 463,083,000 |
| Allowance for loan losses | 6,915,000 | 6,849,000 | 6,788,000 | 6,759,000 |
| Securities available for sale | 2,728,000 | 2,643,000 | 12,569,000 | 12,576,000 |
| Securities held to maturity | 1,050,709,000 | 1,089,161,000 | 1,156,793,000 | 1,200,827,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,731,512,000 | 1,724,276,000 | 1,775,711,000 | 1,823,872,000 |
| Interest-bearing deposits | 1,680,260,000 | 1,673,089,000 | 1,723,496,000 | 1,768,417,000 |
| Noninterest-bearing deposits | 51,252,000 | 51,187,000 | 52,215,000 | 55,455,000 |
| Equity capital | 192,651,000 | 194,880,000 | 196,938,000 | 199,345,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 10,983,000 | 22,558,000 | 33,936,000 | 45,539,000 |
| Interest expense | 798,000 | 1,582,000 | 2,355,000 | 3,116,000 |
| Net interest income | 10,185,000 | 20,976,000 | 31,581,000 | 42,423,000 |
| Noninterest income | 2,066,000 | 4,197,000 | 6,375,000 | 8,556,000 |
| Noninterest expense | 8,324,000 | 16,649,000 | 24,949,000 | 32,975,000 |
| Provision for loan losses | -1,000,000 | -1,000,000 | -1,000,000 | -1,000,000 |
| Pretax income | 4,927,000 | 9,524,000 | 14,007,000 | 19,004,000 |
| Income tax | 1,935,000 | 3,729,000 | 5,473,000 | 6,960,000 |
| Net income | 2,992,000 | 5,795,000 | 8,534,000 | 12,044,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 189,141,000 | 191,256,000 | 193,325,000 | 195,551,000 |
| Total capital | 195,926,000 | 198,178,000 | 200,423,000 | 202,620,000 |
| Risk-weighted assets | 542,360,000 | 553,562,000 | 574,569,000 | 588,951,000 |