Call reports 2014
EL DORADO SAVINGS BANK, F.S.B. — 2014
What EL DORADO SAVINGS BANK, F.S.B. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,873,191,000 | 1,858,977,000 | 1,884,452,000 | 1,893,663,000 |
| Total loans | 442,756,000 | 441,996,000 | 436,374,000 | 433,878,000 |
| Allowance for loan losses | 8,276,000 | 8,285,000 | 8,019,000 | 7,989,000 |
| Securities available for sale | 12,975,000 | 2,906,000 | 2,821,000 | 2,780,000 |
| Securities held to maturity | 1,008,888,000 | 1,008,140,000 | 1,010,432,000 | 1,014,049,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,681,078,000 | 1,666,994,000 | 1,689,833,000 | 1,698,603,000 |
| Interest-bearing deposits | 1,632,728,000 | 1,618,112,000 | 1,639,637,000 | 1,649,740,000 |
| Noninterest-bearing deposits | 48,350,000 | 48,882,000 | 50,196,000 | 48,863,000 |
| Equity capital | 184,129,000 | 185,939,000 | 188,017,000 | 190,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 11,320,000 | 22,618,000 | 33,837,000 | 44,966,000 |
| Interest expense | 938,000 | 1,857,000 | 2,736,000 | 3,587,000 |
| Net interest income | 10,382,000 | 20,761,000 | 31,101,000 | 41,379,000 |
| Noninterest income | 2,054,000 | 4,343,000 | 6,540,000 | 8,699,000 |
| Noninterest expense | 8,204,000 | 16,231,000 | 24,265,000 | 32,246,000 |
| Provision for loan losses | -1,000,000 | -1,000,000 | -1,000,000 | -1,000,000 |
| Pretax income | 5,231,000 | 9,872,000 | 14,374,000 | 18,820,000 |
| Income tax | 2,112,000 | 3,970,000 | 5,768,000 | 6,948,000 |
| Net income | 3,119,000 | 5,902,000 | 8,606,000 | 11,872,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 180,582,000 | 182,352,000 | 184,433,000 | 187,020,000 |
| Total capital | 187,224,000 | 188,917,000 | 190,961,000 | 193,539,000 |
| Risk-weighted assets | 529,428,000 | 523,158,000 | 520,407,000 | 519,745,000 |