Call reports 2013
EL DORADO SAVINGS BANK, F.S.B. — 2013
What EL DORADO SAVINGS BANK, F.S.B. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,836,723,000 | 1,812,107,000 | 1,856,528,000 | 1,860,503,000 |
| Total loans | 422,520,000 | 426,545,000 | 438,247,000 | 443,036,000 |
| Allowance for loan losses | 10,384,000 | 10,486,000 | 10,567,000 | 9,478,000 |
| Securities available for sale | 103,592,000 | 23,360,000 | 18,195,000 | 18,034,000 |
| Securities held to maturity | 799,325,000 | 889,049,000 | 955,041,000 | 996,490,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,655,311,000 | 1,629,085,000 | 1,670,860,000 | 1,674,704,000 |
| Interest-bearing deposits | 1,606,883,000 | 1,581,678,000 | 1,621,877,000 | 1,627,398,000 |
| Noninterest-bearing deposits | 48,428,000 | 47,407,000 | 48,983,000 | 47,306,000 |
| Equity capital | 175,599,000 | 177,134,000 | 178,737,000 | 181,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 10,674,000 | 21,368,000 | 32,348,000 | 43,485,000 |
| Interest expense | 1,152,000 | 2,197,000 | 3,217,000 | 4,205,000 |
| Net interest income | 9,522,000 | 19,171,000 | 29,131,000 | 39,280,000 |
| Noninterest income | 2,175,000 | 4,454,000 | 6,754,000 | 8,979,000 |
| Noninterest expense | 8,360,000 | 16,296,000 | 24,419,000 | 32,041,000 |
| Provision for loan losses | 547,000 | 847,000 | 1,047,000 | 47,000 |
| Pretax income | 2,737,000 | 6,354,000 | 10,216,000 | 15,918,000 |
| Income tax | 1,070,000 | 2,518,000 | 4,070,000 | 6,084,000 |
| Net income | 1,667,000 | 3,836,000 | 6,146,000 | 9,834,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 172,320,000 | 173,788,000 | 175,287,000 | 178,105,000 |
| Total capital | 178,417,000 | 180,113,000 | 181,789,000 | 184,680,000 |
| Risk-weighted assets | 482,697,000 | 501,567,000 | 515,817,000 | 522,774,000 |