Call reports 2012
EL DORADO SAVINGS BANK, F.S.B. — 2012
What EL DORADO SAVINGS BANK, F.S.B. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,757,671,000 | 1,768,189,000 | 1,799,317,000 | 1,813,785,000 |
| Total loans | 433,230,000 | 429,853,000 | 427,928,000 | 423,795,000 |
| Allowance for loan losses | 9,001,000 | 9,429,000 | 9,873,000 | 10,005,000 |
| Securities available for sale | 315,047,000 | 274,543,000 | 293,050,000 | 247,930,000 |
| Securities held to maturity | 524,138,000 | 582,157,000 | 571,039,000 | 641,976,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,580,526,000 | 1,590,957,000 | 1,619,628,000 | 1,636,465,000 |
| Interest-bearing deposits | 1,531,131,000 | 1,542,490,000 | 1,570,698,000 | 1,589,790,000 |
| Noninterest-bearing deposits | 49,395,000 | 48,467,000 | 48,930,000 | 46,675,000 |
| Equity capital | 169,297,000 | 170,832,000 | 172,282,000 | 173,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 11,699,000 | 23,280,000 | 34,500,000 | 45,310,000 |
| Interest expense | 1,534,000 | 2,992,000 | 4,403,000 | 5,685,000 |
| Net interest income | 10,165,000 | 20,288,000 | 30,097,000 | 39,625,000 |
| Noninterest income | 2,176,000 | 4,514,000 | 6,934,000 | 9,805,000 |
| Noninterest expense | 7,908,000 | 15,942,000 | 24,069,000 | 31,754,000 |
| Provision for loan losses | -251,000 | 604,000 | 1,466,000 | 2,018,000 |
| Pretax income | 3,533,000 | 7,060,000 | 10,262,000 | 14,376,000 |
| Income tax | 1,397,000 | 2,792,000 | 4,047,000 | 5,353,000 |
| Net income | 2,136,000 | 4,268,000 | 6,215,000 | 9,023,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 166,593,000 | 167,969,000 | 169,234,000 | 170,774,000 |
| Total capital | 172,789,000 | 174,040,000 | 175,317,000 | 176,867,000 |
| Risk-weighted assets | 492,135,000 | 481,144,000 | 481,295,000 | 482,487,000 |