Call reports 2026
MILLBURY NATIONAL BANK — 2026
What MILLBURY NATIONAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 140,829,000 | 146,508,000 |
| Total loans | 109,789,000 | 112,308,000 |
| Allowance for loan losses | 603,000 | 599,000 |
| Securities available for sale | 18,834,000 | 21,078,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 119,156,000 | 123,414,000 |
| Interest-bearing deposits | 97,107,000 | 99,636,000 |
| Noninterest-bearing deposits | 22,049,000 | 23,778,000 |
| Equity capital | 13,095,000 | 13,398,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,411,000 | 4,923,000 |
| Interest expense | 784,000 | 1,560,000 |
| Net interest income | 1,627,000 | 3,363,000 |
| Noninterest income | 34,000 | 66,000 |
| Noninterest expense | 1,195,000 | 2,406,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 439,000 | 880,000 |
| Income tax | 125,000 | 277,000 |
| Net income | 314,000 | 603,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 13,132,000 | 13,419,000 |
| Total capital | 13,743,000 | 14,026,000 |
| Risk-weighted assets | 96,564,000 | 101,585,000 |