Call reports 2025
MILLBURY NATIONAL BANK — 2025
What MILLBURY NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 135,083,000 | 135,643,000 | 139,988,000 | 139,409,000 |
| Total loans | 99,823,000 | 98,145,000 | 106,377,000 | 107,747,000 |
| Allowance for loan losses | 596,000 | 602,000 | 616,000 | 610,000 |
| Securities available for sale | 22,060,000 | 22,261,000 | 22,232,000 | 19,972,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,834,000 | 113,907,000 | 113,858,000 | 112,532,000 |
| Interest-bearing deposits | 88,728,000 | 87,822,000 | 90,008,000 | 90,247,000 |
| Noninterest-bearing deposits | 24,106,000 | 26,085,000 | 23,850,000 | 22,285,000 |
| Equity capital | 11,681,000 | 12,083,000 | 12,437,000 | 12,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,186,000 | 4,559,000 | 6,916,000 | 9,390,000 |
| Interest expense | 862,000 | 1,689,000 | 2,522,000 | 3,355,000 |
| Net interest income | 1,324,000 | 2,870,000 | 4,394,000 | 6,035,000 |
| Noninterest income | 40,000 | 80,000 | 122,000 | 159,000 |
| Noninterest expense | 1,190,000 | 2,407,000 | 3,600,000 | 4,777,000 |
| Provision for loan losses | 9,000 | 20,000 | 35,000 | 35,000 |
| Pretax income | 136,000 | 494,000 | 852,000 | 1,333,000 |
| Income tax | 38,000 | 139,000 | 242,000 | 378,000 |
| Net income | 98,000 | 355,000 | 610,000 | 955,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,106,000 | 12,362,000 | 12,555,000 | 12,902,000 |
| Total capital | 12,710,000 | 12,972,000 | 13,179,000 | 13,519,000 |
| Risk-weighted assets | 84,243,000 | 88,251,000 | 92,013,000 | 94,920,000 |
Machine access — free, no API key
Every figure shown here about MILLBURY NATIONAL BANK — 2025 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.