Call reports 2024
MILLBURY NATIONAL BANK — 2024
What MILLBURY NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 126,395,000 | 127,048,000 | 132,615,000 | 132,899,000 |
| Total loans | 92,251,000 | 95,889,000 | 99,265,000 | 99,242,000 |
| Allowance for loan losses | 609,000 | 607,000 | 583,000 | 587,000 |
| Securities available for sale | 16,459,000 | 18,568,000 | 21,163,000 | 21,243,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,768,000 | 105,180,000 | 105,857,000 | 106,131,000 |
| Interest-bearing deposits | 78,326,000 | 81,064,000 | 81,278,000 | 82,216,000 |
| Noninterest-bearing deposits | 24,442,000 | 24,116,000 | 24,579,000 | 23,915,000 |
| Equity capital | 10,605,000 | 10,823,000 | 11,336,000 | 11,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,850,000 | 3,932,000 | 6,169,000 | 8,419,000 |
| Interest expense | 800,000 | 1,652,000 | 2,563,000 | 3,462,000 |
| Net interest income | 1,050,000 | 2,280,000 | 3,606,000 | 4,957,000 |
| Noninterest income | 47,000 | 83,000 | 121,000 | 175,000 |
| Noninterest expense | 1,050,000 | 2,117,000 | 3,285,000 | 4,445,000 |
| Provision for loan losses | 0 | 0 | 6,000 | 15,000 |
| Pretax income | 43,000 | 242,000 | 432,000 | 668,000 |
| Income tax | 12,000 | 70,000 | 123,000 | 189,000 |
| Net income | 31,000 | 172,000 | 309,000 | 479,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,697,000 | 11,840,000 | 11,915,000 | 12,293,000 |
| Total capital | 12,314,000 | 12,455,000 | 12,506,000 | 12,888,000 |
| Risk-weighted assets | 83,424,000 | 85,850,000 | 90,648,000 | 88,612,000 |