Call reports 2021
MILLBURY NATIONAL BANK — 2021
What MILLBURY NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 101,832,000 | 103,158,000 | 107,324,000 | 112,098,000 |
| Total loans | 65,028,000 | 67,442,000 | 70,924,000 | 77,649,000 |
| Allowance for loan losses | 579,000 | 575,000 | 577,000 | 582,000 |
| Securities available for sale | 16,619,000 | 20,035,000 | 20,073,000 | 19,842,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,380,000 | 90,425,000 | 94,436,000 | 98,659,000 |
| Interest-bearing deposits | 65,017,000 | 65,132,000 | 70,200,000 | 71,908,000 |
| Noninterest-bearing deposits | 24,363,000 | 25,293,000 | 24,236,000 | 26,751,000 |
| Equity capital | 9,850,000 | 9,959,000 | 10,013,000 | 10,338,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,075,000 | 2,171,000 | 3,269,000 | 4,388,000 |
| Interest expense | 121,000 | 223,000 | 319,000 | 401,000 |
| Net interest income | 954,000 | 1,948,000 | 2,950,000 | 3,987,000 |
| Noninterest income | 46,000 | 88,000 | 137,000 | 187,000 |
| Noninterest expense | 916,000 | 1,807,000 | 2,732,000 | 3,593,000 |
| Provision for loan losses | -45,000 | -50,000 | -50,000 | -50,000 |
| Pretax income | 129,000 | 279,000 | 405,000 | 631,000 |
| Income tax | 37,000 | 80,000 | 116,000 | 183,000 |
| Net income | 92,000 | 199,000 | 289,000 | 448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,486,000 | 10,593,000 | 10,626,000 | 10,786,000 |
| Total capital | 11,077,000 | 11,180,000 | 11,214,000 | 11,382,000 |
| Risk-weighted assets | 66,163,000 | 66,921,000 | 68,217,000 | 74,365,000 |
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