Call reports 2018
MILLBURY NATIONAL BANK — 2018
What MILLBURY NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 86,108,000 | 88,108,000 | 87,467,000 | 88,414,000 |
| Total loans | 62,980,000 | 63,502,000 | 62,503,000 | 64,214,000 |
| Allowance for loan losses | 461,000 | 444,000 | 447,000 | 435,000 |
| Securities available for sale | 15,574,000 | 15,516,000 | 15,487,000 | 15,624,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,557,000 | 78,492,000 | 76,744,000 | 77,573,000 |
| Interest-bearing deposits | 59,160,000 | 58,824,000 | 57,902,000 | 57,344,000 |
| Noninterest-bearing deposits | 17,397,000 | 19,668,000 | 18,842,000 | 20,229,000 |
| Equity capital | 8,825,000 | 8,834,000 | 8,841,000 | 9,046,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,024,000 | 2,053,000 | 3,112,000 | 4,207,000 |
| Interest expense | 138,000 | 287,000 | 456,000 | 643,000 |
| Net interest income | 886,000 | 1,766,000 | 2,656,000 | 3,564,000 |
| Noninterest income | 59,000 | 105,000 | 162,000 | 229,000 |
| Noninterest expense | 891,000 | 1,742,000 | 2,581,000 | 3,414,000 |
| Provision for loan losses | 13,000 | 18,000 | 22,000 | 22,000 |
| Pretax income | 41,000 | 111,000 | 215,000 | 357,000 |
| Income tax | 10,000 | 29,000 | 57,000 | 96,000 |
| Net income | 31,000 | 82,000 | 158,000 | 261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,607,000 | 9,659,000 | 9,685,000 | 9,789,000 |
| Total capital | 10,073,000 | 10,107,000 | 10,137,000 | 10,229,000 |
| Risk-weighted assets | 60,158,000 | 59,690,000 | 60,424,000 | 61,754,000 |