Call reports 2017
MILLBURY NATIONAL BANK — 2017
What MILLBURY NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 91,454,000 | 90,022,000 | 89,928,000 | 90,841,000 |
| Total loans | 64,584,000 | 66,001,000 | 64,075,000 | 63,338,000 |
| Allowance for loan losses | 464,000 | 467,000 | 444,000 | 447,000 |
| Securities available for sale | 16,523,000 | 16,618,000 | 16,579,000 | 15,722,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,500,000 | 79,065,000 | 80,322,000 | 81,007,000 |
| Interest-bearing deposits | 60,923,000 | 61,231,000 | 61,261,000 | 60,694,000 |
| Noninterest-bearing deposits | 19,577,000 | 17,834,000 | 19,061,000 | 20,313,000 |
| Equity capital | 9,068,000 | 9,066,000 | 9,134,000 | 9,078,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 980,000 | 2,082,000 | 3,134,000 | 4,195,000 |
| Interest expense | 117,000 | 242,000 | 377,000 | 512,000 |
| Net interest income | 863,000 | 1,840,000 | 2,757,000 | 3,683,000 |
| Noninterest income | 50,000 | 105,000 | 165,000 | 238,000 |
| Noninterest expense | 809,000 | 1,942,000 | 2,730,000 | 3,517,000 |
| Provision for loan losses | 25,000 | 26,000 | 33,000 | 41,000 |
| Pretax income | 79,000 | -23,000 | 159,000 | 363,000 |
| Income tax | 30,000 | -29,000 | 43,000 | 250,000 |
| Net income | 49,000 | 6,000 | 116,000 | 113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,483,000 | 9,440,000 | 9,541,000 | 9,628,000 |
| Total capital | 9,951,000 | 9,913,000 | 9,990,000 | 10,081,000 |
| Risk-weighted assets | 60,125,000 | 61,033,000 | 62,405,000 | 60,256,000 |