Call reports 2012
MILLBURY NATIONAL BANK — 2012
What MILLBURY NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 72,796,000 | 72,406,000 | 75,305,000 | 75,014,000 |
| Total loans | 52,085,000 | 53,221,000 | 52,973,000 | 52,643,000 |
| Allowance for loan losses | 435,000 | 414,000 | 394,000 | 424,000 |
| Securities available for sale | 12,823,000 | 13,490,000 | 13,499,000 | 14,494,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,052,000 | 63,865,000 | 66,619,000 | 66,336,000 |
| Interest-bearing deposits | 52,070,000 | 51,468,000 | 53,239,000 | 53,626,000 |
| Noninterest-bearing deposits | 11,982,000 | 12,397,000 | 13,380,000 | 12,710,000 |
| Equity capital | 7,387,000 | 7,449,000 | 7,519,000 | 7,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 829,000 | 1,658,000 | 2,542,000 | 3,387,000 |
| Interest expense | 87,000 | 171,000 | 245,000 | 320,000 |
| Net interest income | 742,000 | 1,487,000 | 2,297,000 | 3,067,000 |
| Noninterest income | 59,000 | 118,000 | 175,000 | 235,000 |
| Noninterest expense | 655,000 | 1,329,000 | 2,002,000 | 2,629,000 |
| Provision for loan losses | 22,000 | 63,000 | 130,000 | 218,000 |
| Pretax income | 125,000 | 214,000 | 341,000 | 456,000 |
| Income tax | 49,000 | 83,000 | 133,000 | 178,000 |
| Net income | 76,000 | 131,000 | 208,000 | 278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,845,000 | 7,899,000 | 7,952,000 | 8,023,000 |
| Total capital | 8,280,000 | 8,313,000 | 8,346,000 | 8,447,000 |
| Risk-weighted assets | 53,420,000 | 54,450,000 | 53,710,000 | 54,070,000 |
Machine access — free, no API key
Every figure shown here about MILLBURY NATIONAL BANK — 2012 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.