Call reports 2025
MID-SOUTHERN SAVINGS BANK, F.S.B. — 2025
What MID-SOUTHERN SAVINGS BANK, F.S.B. reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 |
|---|---|
| Total assets | 227,969,000 |
| Total loans | 129,546,000 |
| Allowance for loan losses | 1,848,000 |
| Securities available for sale | 7,336,000 |
| Securities held to maturity | 8,000 |
| Trading assets | 0 |
| Total deposits | 192,140,000 |
| Interest-bearing deposits | 107,399,000 |
| Noninterest-bearing deposits | 84,741,000 |
| Equity capital | 34,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 |
|---|---|
| Interest income | 2,753,000 |
| Interest expense | 551,000 |
| Net interest income | 2,202,000 |
| Noninterest income | 249,000 |
| Noninterest expense | 1,471,000 |
| Provision for loan losses | -76,000 |
| Pretax income | 1,049,000 |
| Income tax | 234,000 |
| Net income | 815,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 |
|---|---|
| Tier 1 capital | 35,616,000 |