Call reports 2018
MID-SOUTHERN SAVINGS BANK, F.S.B. — 2018
What MID-SOUTHERN SAVINGS BANK, F.S.B. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 184,067,000 | 214,810,000 | 199,425,000 | 200,552,000 |
| Total loans | 117,969,000 | 122,797,000 | 128,255,000 | 127,801,000 |
| Allowance for loan losses | 1,662,000 | 1,715,000 | 1,763,000 | 1,504,000 |
| Securities available for sale | 42,802,000 | 42,153,000 | 45,209,000 | 53,140,000 |
| Securities held to maturity | 138,000 | 132,000 | 105,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,720,000 | 190,153,000 | 164,379,000 | 164,013,000 |
| Interest-bearing deposits | 139,766,000 | 137,930,000 | 133,676,000 | 132,742,000 |
| Noninterest-bearing deposits | 16,954,000 | 52,223,000 | 30,703,000 | 31,271,000 |
| Equity capital | 23,862,000 | 24,149,000 | 34,492,000 | 35,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,699,000 | 3,517,000 | 5,474,000 | 7,469,000 |
| Interest expense | 166,000 | 348,000 | 539,000 | 730,000 |
| Net interest income | 1,533,000 | 3,169,000 | 4,935,000 | 6,739,000 |
| Noninterest income | 232,000 | 423,000 | 631,000 | 835,000 |
| Noninterest expense | 1,367,000 | 2,836,000 | 4,408,000 | 5,747,000 |
| Provision for loan losses | 0 | 0 | 0 | -200,000 |
| Pretax income | 398,000 | 756,000 | 1,158,000 | 2,027,000 |
| Income tax | 77,000 | 139,000 | 213,000 | 384,000 |
| Net income | 321,000 | 617,000 | 945,000 | 1,643,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,523,000 | 24,820,000 | 35,339,000 | 36,073,000 |
| Total capital | 25,918,000 | 26,319,000 | 36,813,000 | 37,542,000 |
| Risk-weighted assets | 111,350,000 | 119,782,000 | 117,649,000 | 117,551,000 |