Call reports 2015
WINSIDE STATE BANK — 2015
What WINSIDE STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Total assets | 26,606,000 | 24,809,000 | 23,759,000 |
| Total loans | 16,437,000 | 16,356,000 | 16,841,000 |
| Allowance for loan losses | 101,000 | 101,000 | 101,000 |
| Securities available for sale | 2,897,000 | 3,307,000 | 1,802,000 |
| Securities held to maturity | 2,410,000 | 2,355,000 | 2,355,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 19,546,000 | 18,417,000 | 17,318,000 |
| Interest-bearing deposits | 15,514,000 | 15,803,000 | 14,539,000 |
| Noninterest-bearing deposits | 4,032,000 | 2,614,000 | 2,779,000 |
| Equity capital | 4,965,000 | 5,096,000 | 5,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Interest income | 216,000 | 435,000 | 661,000 |
| Interest expense | 24,000 | 49,000 | 74,000 |
| Net interest income | 192,000 | 386,000 | 587,000 |
| Noninterest income | 7,000 | 65,000 | 75,000 |
| Noninterest expense | 118,000 | 243,000 | 385,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 81,000 | 208,000 | 277,000 |
| Income tax | 2,000 | 4,000 | 5,000 |
| Net income | 79,000 | 204,000 | 272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Tier 1 capital | 4,963,000 | 5,096,000 | 5,158,000 |
| Total capital | 5,064,000 | 5,197,000 | 5,259,000 |
| Risk-weighted assets | 26,606,000 | 24,809,000 | 23,759,000 |