Call reports 2014
WINSIDE STATE BANK — 2014
What WINSIDE STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 23,613,000 | 25,067,000 | 22,759,000 | 26,571,000 |
| Total loans | 12,438,000 | 13,255,000 | 12,245,000 | 18,084,000 |
| Allowance for loan losses | 138,000 | 138,000 | 101,000 | 101,000 |
| Securities available for sale | 2,501,000 | 2,546,000 | 2,751,000 | 2,547,000 |
| Securities held to maturity | 2,275,000 | 2,425,000 | 2,425,000 | 2,410,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,548,000 | 20,003,000 | 17,574,000 | 19,597,000 |
| Interest-bearing deposits | 14,864,000 | 14,966,000 | 14,649,000 | 14,460,000 |
| Noninterest-bearing deposits | 3,684,000 | 5,037,000 | 2,925,000 | 5,137,000 |
| Equity capital | 4,753,000 | 4,753,000 | 4,872,000 | 4,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 190,000 | 386,000 | 586,000 | 782,000 |
| Interest expense | 22,000 | 46,000 | 75,000 | 93,000 |
| Net interest income | 168,000 | 340,000 | 511,000 | 689,000 |
| Noninterest income | 11,000 | 20,000 | 30,000 | 43,000 |
| Noninterest expense | 110,000 | 234,000 | 337,000 | 514,000 |
| Provision for loan losses | 0 | 0 | -37,000 | -37,000 |
| Pretax income | 69,000 | 126,000 | 241,000 | 255,000 |
| Income tax | 2,000 | 4,000 | 5,000 | 7,000 |
| Net income | 67,000 | 122,000 | 236,000 | 248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,802,000 | 4,749,000 | 4,873,000 | 4,877,000 |
| Total capital | 4,940,000 | 4,887,000 | 4,974,000 | 4,978,000 |
| Risk-weighted assets | 18,953,000 | 19,733,000 | 18,440,000 | 24,201,000 |