Call reports 2013
WINSIDE STATE BANK — 2013
What WINSIDE STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 24,546,000 | 24,282,000 | 23,382,000 | 23,229,000 |
| Total loans | 12,677,000 | 13,620,000 | 14,397,000 | 16,076,000 |
| Allowance for loan losses | 138,000 | 138,000 | 138,000 | 138,000 |
| Securities available for sale | 2,590,000 | 2,516,000 | 2,470,000 | 2,487,000 |
| Securities held to maturity | 2,125,000 | 2,240,000 | 2,335,000 | 2,275,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,693,000 | 19,399,000 | 18,454,000 | 18,246,000 |
| Interest-bearing deposits | 16,016,000 | 15,887,000 | 14,926,000 | 13,352,000 |
| Noninterest-bearing deposits | 3,677,000 | 3,512,000 | 3,528,000 | 4,894,000 |
| Equity capital | 4,545,000 | 4,570,000 | 4,612,000 | 4,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 187,000 | 382,000 | 595,000 | 809,000 |
| Interest expense | 26,000 | 53,000 | 79,000 | 102,000 |
| Net interest income | 161,000 | 329,000 | 516,000 | 707,000 |
| Noninterest income | 8,000 | 19,000 | 28,000 | 37,000 |
| Noninterest expense | 109,000 | 232,000 | 335,000 | 496,000 |
| Provision for loan losses | 0 | 0 | 0 | -5,000 |
| Pretax income | 60,000 | 116,000 | 209,000 | 253,000 |
| Income tax | 2,000 | 4,000 | 5,000 | 9,000 |
| Net income | 58,000 | 112,000 | 204,000 | 244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,540,000 | 4,536,000 | 4,691,000 | 4,735,000 |
| Total capital | 4,678,000 | 4,674,000 | 4,829,000 | 4,873,000 |
| Risk-weighted assets | 21,438,000 | 19,835,000 | 19,948,000 | 21,397,000 |