Call reports 2012
WINSIDE STATE BANK — 2012
What WINSIDE STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 21,925,000 | 22,667,000 | 21,536,000 | 24,246,000 |
| Total loans | 12,915,000 | 13,391,000 | 13,889,000 | 14,754,000 |
| Allowance for loan losses | 138,000 | 138,000 | 138,000 | 138,000 |
| Securities available for sale | 3,198,000 | 4,103,000 | 3,462,000 | 2,419,000 |
| Securities held to maturity | 1,305,000 | 1,012,000 | 970,000 | 1,470,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,181,000 | 17,867,000 | 16,635,000 | 19,287,000 |
| Interest-bearing deposits | 14,695,000 | 15,600,000 | 14,352,000 | 15,314,000 |
| Noninterest-bearing deposits | 2,487,000 | 2,267,000 | 2,283,000 | 3,973,000 |
| Equity capital | 4,435,000 | 4,489,000 | 4,585,000 | 4,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 207,000 | 405,000 | 613,000 | 835,000 |
| Interest expense | 26,000 | 51,000 | 77,000 | 105,000 |
| Net interest income | 181,000 | 354,000 | 536,000 | 730,000 |
| Noninterest income | 9,000 | 20,000 | 33,000 | 50,000 |
| Noninterest expense | 104,000 | 231,000 | 334,000 | 495,000 |
| Provision for loan losses | 0 | 0 | 0 | -10,000 |
| Pretax income | 86,000 | 143,000 | 235,000 | 295,000 |
| Income tax | 2,000 | 4,000 | 5,000 | 7,000 |
| Net income | 84,000 | 139,000 | 230,000 | 288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,433,000 | 4,486,000 | 4,587,000 | 4,641,000 |
| Total capital | 4,571,000 | 4,624,000 | 4,725,000 | 4,779,000 |
| Risk-weighted assets | 18,282,000 | 18,024,000 | 17,969,000 | 20,568,000 |