Call reports 2011
WINSIDE STATE BANK — 2011
What WINSIDE STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 22,054,000 | 21,810,000 | 20,699,000 | 21,776,000 |
| Total loans | 10,625,000 | 11,475,000 | 11,404,000 | 15,571,000 |
| Allowance for loan losses | 138,000 | 138,000 | 138,000 | 138,000 |
| Securities available for sale | 2,566,000 | 2,865,000 | 3,657,000 | 2,903,000 |
| Securities held to maturity | 6,299,000 | 5,005,000 | 1,075,000 | 1,465,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,800,000 | 16,654,000 | 15,971,000 | 15,500,000 |
| Interest-bearing deposits | 14,640,000 | 14,418,000 | 13,755,000 | 13,122,000 |
| Noninterest-bearing deposits | 2,160,000 | 2,236,000 | 2,215,000 | 2,378,000 |
| Equity capital | 4,438,000 | 4,344,000 | 4,414,000 | 4,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 187,000 | 391,000 | 588,000 | 803,000 |
| Interest expense | 36,000 | 70,000 | 103,000 | 130,000 |
| Net interest income | 151,000 | 321,000 | 485,000 | 673,000 |
| Noninterest income | 10,000 | 20,000 | 30,000 | 42,000 |
| Noninterest expense | 102,000 | 222,000 | 319,000 | 489,000 |
| Provision for loan losses | 0 | 0 | 0 | -45,000 |
| Pretax income | 59,000 | 119,000 | 196,000 | 271,000 |
| Income tax | 2,000 | 4,000 | 5,000 | 7,000 |
| Net income | 57,000 | 115,000 | 191,000 | 264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,421,000 | 4,329,000 | 4,406,000 | 4,485,000 |
| Total capital | 4,559,000 | 4,467,000 | 4,544,000 | 4,623,000 |
| Risk-weighted assets | 15,290,000 | 16,117,000 | 16,120,000 | 20,209,000 |