Call report 2025Q4
AMERICAN COMMERCIAL BANK & TRUST, NATIONAL ASSOCIATION — 2025Q4
The 22 measures AMERICAN COMMERCIAL BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,033,992,000 | USD | evidence → |
| Total loans | 1,740,566,000 | USD | evidence → |
| Allowance for loan losses | 24,368,000 | USD | evidence → |
| Securities available for sale | 178,603,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 10,376,000 | USD | evidence → |
| Total deposits | 1,747,309,000 | USD | evidence → |
| Interest-bearing deposits | 1,351,208,000 | USD | evidence → |
| Noninterest-bearing deposits | 396,101,000 | USD | evidence → |
| Equity capital | 178,080,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 114,813,000 | USD | evidence → |
| Interest expense | 45,072,000 | USD | evidence → |
| Net interest income | 69,741,000 | USD | evidence → |
| Noninterest income | 9,773,000 | USD | evidence → |
| Noninterest expense | 38,327,000 | USD | evidence → |
| Provision for loan losses | 4,380,000 | USD | evidence → |
| Pretax income | 37,178,000 | USD | evidence → |
| Income tax | 10,032,000 | USD | evidence → |
| Net income | 27,146,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 179,131,000 | USD | evidence → |
| Total capital | 201,576,000 | USD | evidence → |
| Risk-weighted assets | 1,792,376,000 | USD | evidence → |