Call reports 2024
AMERICAN COMMERCIAL BANK & TRUST, NATIONAL ASSOCIATION — 2024
What AMERICAN COMMERCIAL BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,545,872,000 | 1,625,876,000 | 1,672,331,000 | 1,717,868,000 |
| Total loans | 1,297,181,000 | 1,358,576,000 | 1,400,864,000 | 1,449,721,000 |
| Allowance for loan losses | 20,124,000 | 21,582,000 | 22,501,000 | 22,226,000 |
| Securities available for sale | 166,953,000 | 172,929,000 | 179,231,000 | 171,976,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,356,876,000 | 1,439,400,000 | 1,484,225,000 | 1,514,986,000 |
| Interest-bearing deposits | 995,536,000 | 1,080,485,000 | 1,115,289,000 | 1,121,659,000 |
| Noninterest-bearing deposits | 361,340,000 | 358,915,000 | 368,936,000 | 393,327,000 |
| Equity capital | 133,234,000 | 137,479,000 | 145,036,000 | 147,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 23,017,000 | 47,294,000 | 73,370,000 | 99,689,000 |
| Interest expense | 9,806,000 | 20,615,000 | 31,364,000 | 42,116,000 |
| Net interest income | 13,211,000 | 26,679,000 | 42,006,000 | 57,573,000 |
| Noninterest income | 1,569,000 | 3,358,000 | 5,205,000 | 7,428,000 |
| Noninterest expense | 7,984,000 | 16,030,000 | 23,802,000 | 32,507,000 |
| Provision for loan losses | 900,000 | 2,250,000 | 3,150,000 | 3,250,000 |
| Pretax income | 5,450,000 | 11,308,000 | 19,809,000 | 28,662,000 |
| Income tax | 1,439,000 | 2,989,000 | 5,361,000 | 7,782,000 |
| Net income | 4,011,000 | 8,319,000 | 14,448,000 | 20,880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 136,735,000 | 141,043,000 | 145,672,000 | 152,104,000 |
| Total capital | 154,330,000 | 159,423,000 | 164,282,000 | 171,657,000 |
| Risk-weighted assets | 1,403,730,000 | 1,465,828,000 | 1,483,547,000 | 1,560,345,000 |