Call reports 2018
AMERICAN COMMERCIAL BANK & TRUST, NATIONAL ASSOCIATION — 2018
What AMERICAN COMMERCIAL BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 282,240,000 | 361,199,000 | 314,945,000 | 290,398,000 |
| Total loans | 214,374,000 | 243,307,000 | 241,139,000 | 226,178,000 |
| Allowance for loan losses | 2,340,000 | 2,440,000 | 2,746,000 | 3,212,000 |
| Securities available for sale | 41,035,000 | 40,251,000 | 39,833,000 | 37,188,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,320,000 | 325,968,000 | 278,905,000 | 245,718,000 |
| Interest-bearing deposits | 195,976,000 | 275,819,000 | 214,136,000 | 192,709,000 |
| Noninterest-bearing deposits | 51,344,000 | 50,149,000 | 64,769,000 | 53,009,000 |
| Equity capital | 31,906,000 | 32,185,000 | 32,974,000 | 37,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,803,000 | 5,885,000 | 9,246,000 | 12,509,000 |
| Interest expense | 100,000 | 216,000 | 349,000 | 502,000 |
| Net interest income | 2,703,000 | 5,669,000 | 8,897,000 | 12,007,000 |
| Noninterest income | 601,000 | 1,268,000 | 2,113,000 | 2,962,000 |
| Noninterest expense | 2,265,000 | 4,628,000 | 6,997,000 | 9,390,000 |
| Provision for loan losses | 30,000 | 95,000 | 410,000 | 875,000 |
| Pretax income | 1,009,000 | 2,214,000 | 3,592,000 | 4,693,000 |
| Income tax | 256,000 | 563,000 | 907,000 | 1,184,000 |
| Net income | 753,000 | 1,651,000 | 2,685,000 | 3,509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,296,000 | 30,619,000 | 31,598,000 | 36,470,000 |
| Total capital | 32,636,000 | 33,059,000 | 34,344,000 | 39,350,000 |
| Risk-weighted assets | 212,107,000 | 230,771,000 | 234,421,000 | 229,987,000 |