Call reports 2017
AMERICAN COMMERCIAL BANK & TRUST, NATIONAL ASSOCIATION — 2017
What AMERICAN COMMERCIAL BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 274,302,000 | 316,429,000 | 293,286,000 | 286,725,000 |
| Total loans | 201,004,000 | 219,719,000 | 215,141,000 | 211,548,000 |
| Allowance for loan losses | 2,483,000 | 2,451,000 | 2,378,000 | 2,283,000 |
| Securities available for sale | 35,425,000 | 35,254,000 | 43,401,000 | 39,197,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,009,000 | 282,057,000 | 258,510,000 | 251,756,000 |
| Interest-bearing deposits | 193,386,000 | 232,752,000 | 212,768,000 | 201,162,000 |
| Noninterest-bearing deposits | 47,623,000 | 49,304,000 | 45,742,000 | 50,594,000 |
| Equity capital | 30,583,000 | 31,240,000 | 31,541,000 | 31,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,651,000 | 5,322,000 | 8,185,000 | 11,127,000 |
| Interest expense | 74,000 | 155,000 | 246,000 | 341,000 |
| Net interest income | 2,577,000 | 5,167,000 | 7,939,000 | 10,786,000 |
| Noninterest income | 715,000 | 1,428,000 | 2,238,000 | 2,829,000 |
| Noninterest expense | 2,230,000 | 4,442,000 | 6,636,000 | 8,795,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 20,000 |
| Pretax income | 1,062,000 | 2,173,000 | 3,541,000 | 4,820,000 |
| Income tax | 362,000 | 743,000 | 1,238,000 | 1,393,000 |
| Net income | 700,000 | 1,430,000 | 2,303,000 | 3,427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,717,000 | 29,132,000 | 29,482,000 | 30,130,000 |
| Total capital | 31,200,000 | 31,583,000 | 31,860,000 | 32,413,000 |
| Risk-weighted assets | 199,800,000 | 206,069,000 | 208,093,000 | 207,918,000 |