Call reports 2006
AMERICAN COMMERCIAL BANK & TRUST, NATIONAL ASSOCIATION — 2006
What AMERICAN COMMERCIAL BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 277,965,000 | 288,684,000 | 286,386,000 | 277,896,000 |
| Total loans | 158,517,000 | 157,268,000 | 162,678,000 | 160,939,000 |
| Allowance for loan losses | 1,336,000 | 1,379,000 | 1,434,000 | 1,463,000 |
| Securities available for sale | 84,635,000 | 83,278,000 | 82,028,000 | 81,399,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,244,000 | 263,729,000 | 260,113,000 | 251,910,000 |
| Interest-bearing deposits | 240,097,000 | 251,891,000 | 258,660,000 | 249,782,000 |
| Noninterest-bearing deposits | 9,147,000 | 11,838,000 | 1,453,000 | 2,128,000 |
| Equity capital | 22,703,000 | 22,118,000 | 23,547,000 | 23,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,624,000 | 7,404,000 | 11,321,000 | 15,272,000 |
| Interest expense | 1,409,000 | 2,880,000 | 4,554,000 | 6,361,000 |
| Net interest income | 2,215,000 | 4,524,000 | 6,767,000 | 8,911,000 |
| Noninterest income | 594,000 | 963,000 | 1,663,000 | 2,407,000 |
| Noninterest expense | 2,036,000 | 4,067,000 | 6,054,000 | 7,927,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 715,000 | 1,317,000 | 2,228,000 | 3,198,000 |
| Income tax | 168,000 | 286,000 | 528,000 | 753,000 |
| Net income | 547,000 | 1,031,000 | 1,700,000 | 2,445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,568,000 | 20,430,000 | 21,208,000 | 20,728,000 |
| Total capital | 21,905,000 | 21,809,000 | 22,642,000 | 22,191,000 |
| Risk-weighted assets | 186,899,000 | 186,484,000 | 190,609,000 | 189,146,000 |
Machine access — free, no API key
Every figure shown here about AMERICAN COMMERCIAL BANK & TRUST, NATIONAL ASSOCIATION — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.