Call reports 2025
HALSTEAD BANK, THE — 2025
What HALSTEAD BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 194,703,000 | 194,629,000 | 198,155,000 | 192,531,000 |
| Total loans | 137,387,000 | 142,910,000 | 139,720,000 | 140,674,000 |
| Allowance for loan losses | 1,628,000 | 1,692,000 | 1,749,000 | 1,820,000 |
| Securities available for sale | 26,181,000 | 24,001,000 | 23,597,000 | 20,376,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,550,000 | 177,224,000 | 177,304,000 | 174,526,000 |
| Interest-bearing deposits | 137,095,000 | 136,369,000 | 134,525,000 | 128,986,000 |
| Noninterest-bearing deposits | 40,455,000 | 40,855,000 | 42,779,000 | 45,540,000 |
| Equity capital | 16,565,000 | 16,746,000 | 17,495,000 | 17,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,836,000 | 5,847,000 | 8,951,000 | 12,037,000 |
| Interest expense | 858,000 | 1,804,000 | 2,768,000 | 3,610,000 |
| Net interest income | 1,978,000 | 4,043,000 | 6,183,000 | 8,427,000 |
| Noninterest income | 199,000 | 391,000 | 633,000 | 843,000 |
| Noninterest expense | 1,289,000 | 2,562,000 | 3,911,000 | 5,221,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 802,000 | 1,683,000 | 2,612,000 | 3,652,000 |
| Income tax | 37,000 | 78,000 | 121,000 | 128,000 |
| Net income | 765,000 | 1,605,000 | 2,491,000 | 3,524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,593,000 | 16,740,000 | 17,402,000 | 17,214,000 |
| Total capital | 18,231,000 | 18,472,000 | 19,221,000 | 19,082,000 |
| Risk-weighted assets | 149,469,000 | 151,134,000 | 148,625,000 | 149,359,000 |
Machine access — free, no API key
Every figure shown here about HALSTEAD BANK, THE — 2025 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.