Call reports 2018
HALSTEAD BANK, THE — 2018
What HALSTEAD BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 130,385,000 | 123,795,000 | 120,494,000 | 118,540,000 |
| Total loans | 100,230,000 | 98,182,000 | 92,942,000 | 94,093,000 |
| Allowance for loan losses | 1,225,000 | 1,313,000 | 993,000 | 1,180,000 |
| Securities available for sale | 11,683,000 | 13,154,000 | 12,660,000 | 10,437,000 |
| Securities held to maturity | 95,000 | 95,000 | 95,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,433,000 | 110,327,000 | 103,005,000 | 103,284,000 |
| Interest-bearing deposits | 87,530,000 | 82,764,000 | 77,807,000 | 77,362,000 |
| Noninterest-bearing deposits | 29,903,000 | 27,563,000 | 25,198,000 | 25,922,000 |
| Equity capital | 11,081,000 | 11,076,000 | 11,191,000 | 11,070,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,403,000 | 2,855,000 | 4,209,000 | 5,604,000 |
| Interest expense | 201,000 | 429,000 | 667,000 | 906,000 |
| Net interest income | 1,202,000 | 2,426,000 | 3,542,000 | 4,698,000 |
| Noninterest income | 188,000 | 401,000 | 604,000 | 829,000 |
| Noninterest expense | 972,000 | 1,942,000 | 2,922,000 | 4,006,000 |
| Provision for loan losses | 105,000 | 210,000 | 280,000 | 646,000 |
| Pretax income | 313,000 | 675,000 | 944,000 | 875,000 |
| Income tax | 16,000 | 36,000 | 33,000 | 36,000 |
| Net income | 297,000 | 639,000 | 911,000 | 839,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,162,000 | 11,185,000 | 11,290,000 | 11,148,000 |
| Total capital | 12,387,000 | 12,441,000 | 12,283,000 | 12,328,000 |
| Risk-weighted assets | 100,374,000 | 100,444,000 | 96,980,000 | 96,890,000 |