Call reports 2017
HALSTEAD BANK, THE — 2017
What HALSTEAD BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 117,003,000 | 121,596,000 | 124,494,000 | 129,057,000 |
| Total loans | 95,982,000 | 98,834,000 | 101,555,000 | 104,282,000 |
| Allowance for loan losses | 1,124,000 | 1,155,000 | 1,110,000 | 1,150,000 |
| Securities available for sale | 9,975,000 | 8,889,000 | 8,372,000 | 7,283,000 |
| Securities held to maturity | 200,000 | 200,000 | 200,000 | 95,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,299,000 | 108,507,000 | 107,721,000 | 112,146,000 |
| Interest-bearing deposits | 78,605,000 | 80,818,000 | 82,188,000 | 85,324,000 |
| Noninterest-bearing deposits | 25,694,000 | 27,689,000 | 25,533,000 | 26,822,000 |
| Equity capital | 10,580,000 | 10,516,000 | 10,750,000 | 10,976,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,216,000 | 2,500,000 | 3,856,000 | 5,243,000 |
| Interest expense | 114,000 | 242,000 | 396,000 | 568,000 |
| Net interest income | 1,102,000 | 2,258,000 | 3,460,000 | 4,675,000 |
| Noninterest income | 167,000 | 388,000 | 613,000 | 794,000 |
| Noninterest expense | 918,000 | 1,857,000 | 2,810,000 | 3,772,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 276,000 | 639,000 | 1,038,000 | 1,397,000 |
| Income tax | 13,000 | 30,000 | 45,000 | 55,000 |
| Net income | 263,000 | 609,000 | 993,000 | 1,342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,607,000 | 10,546,000 | 10,781,000 | 11,033,000 |
| Total capital | 11,731,000 | 11,701,000 | 11,891,000 | 12,183,000 |
| Risk-weighted assets | 98,563,000 | 102,656,000 | 102,787,000 | 105,459,000 |