Call reports 2016
HALSTEAD BANK, THE — 2016
What HALSTEAD BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 104,526,000 | 110,577,000 | 111,247,000 | 114,238,000 |
| Total loans | 82,453,000 | 88,573,000 | 90,853,000 | 94,838,000 |
| Allowance for loan losses | 991,000 | 995,000 | 1,039,000 | 1,078,000 |
| Securities available for sale | 7,942,000 | 7,950,000 | 7,932,000 | 7,399,000 |
| Securities held to maturity | 681,000 | 430,000 | 430,000 | 200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,659,000 | 95,114,000 | 97,705,000 | 100,600,000 |
| Interest-bearing deposits | 70,427,000 | 73,382,000 | 74,661,000 | 75,722,000 |
| Noninterest-bearing deposits | 22,232,000 | 21,732,000 | 23,044,000 | 24,878,000 |
| Equity capital | 9,450,000 | 10,098,000 | 10,227,000 | 10,457,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,068,000 | 2,193,000 | 3,366,000 | 4,573,000 |
| Interest expense | 85,000 | 171,000 | 270,000 | 371,000 |
| Net interest income | 983,000 | 2,022,000 | 3,096,000 | 4,202,000 |
| Noninterest income | 210,000 | 436,000 | 638,000 | 844,000 |
| Noninterest expense | 864,000 | 1,772,000 | 2,671,000 | 3,576,000 |
| Provision for loan losses | 43,000 | 71,000 | 114,000 | 174,000 |
| Pretax income | 286,000 | 615,000 | 950,000 | 1,297,000 |
| Income tax | 15,000 | 31,000 | 44,000 | 58,000 |
| Net income | 271,000 | 584,000 | 906,000 | 1,239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,446,000 | 10,075,000 | 10,211,000 | 10,474,000 |
| Total capital | 10,437,000 | 11,070,000 | 11,250,000 | 11,552,000 |
| Risk-weighted assets | 98,309,000 | 103,138,000 | 104,033,000 | 98,559,000 |