Call reports 2015
FIRST NATIONAL BANK AT PARIS, THE — 2015
What FIRST NATIONAL BANK AT PARIS, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 132,332,000 | 134,326,000 | 131,705,000 | 132,811,000 |
| Total loans | 91,671,000 | 90,416,000 | 90,432,000 | 92,948,000 |
| Allowance for loan losses | 1,799,000 | 1,815,000 | 1,789,000 | 1,796,000 |
| Securities available for sale | 11,399,000 | 11,343,000 | 11,324,000 | 11,235,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,993,000 | 114,367,000 | 111,117,000 | 113,942,000 |
| Interest-bearing deposits | 85,026,000 | 86,234,000 | 84,320,000 | 85,117,000 |
| Noninterest-bearing deposits | 27,967,000 | 28,133,000 | 26,797,000 | 28,825,000 |
| Equity capital | 19,060,000 | 19,641,000 | 20,255,000 | 18,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,392,000 | 2,822,000 | 4,244,000 | 5,711,000 |
| Interest expense | 100,000 | 201,000 | 305,000 | 406,000 |
| Net interest income | 1,292,000 | 2,621,000 | 3,939,000 | 5,305,000 |
| Noninterest income | 335,000 | 706,000 | 1,106,000 | 1,506,000 |
| Noninterest expense | 1,048,000 | 2,134,000 | 3,229,000 | 4,306,000 |
| Provision for loan losses | 22,000 | 44,000 | 67,000 | 89,000 |
| Pretax income | 557,000 | 1,149,000 | 1,749,000 | 2,416,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 557,000 | 1,149,000 | 1,749,000 | 2,416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,007,000 | 14,600,000 | 15,201,000 | 13,568,000 |
| Total capital | 15,004,000 | 15,562,000 | 16,230,000 | 14,638,000 |
| Risk-weighted assets | 78,946,000 | 76,146,000 | 81,583,000 | 84,856,000 |