Call reports 2016
FIRST NATIONAL BANK — 2016
What FIRST NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Total assets | 52,466,000 | 53,720,000 | 53,915,000 |
| Total loans | 25,835,000 | 25,864,000 | 26,040,000 |
| Allowance for loan losses | 494,000 | 496,000 | 496,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 15,980,000 | 15,226,000 | 14,367,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 46,678,000 | 47,855,000 | 48,006,000 |
| Interest-bearing deposits | 35,419,000 | 36,148,000 | 36,484,000 |
| Noninterest-bearing deposits | 11,259,000 | 11,707,000 | 11,522,000 |
| Equity capital | 5,632,000 | 5,663,000 | 5,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Interest income | 456,000 | 901,000 | 1,356,000 |
| Interest expense | 48,000 | 96,000 | 144,000 |
| Net interest income | 408,000 | 805,000 | 1,212,000 |
| Noninterest income | 88,000 | 179,000 | 268,000 |
| Noninterest expense | 421,000 | 820,000 | 1,413,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 75,000 | 164,000 | 67,000 |
| Income tax | 23,000 | 50,000 | 36,000 |
| Net income | 52,000 | 114,000 | 31,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Tier 1 capital | 5,632,000 | 5,663,000 | 5,580,000 |
| Total capital | 5,912,000 | 5,943,000 | 5,854,000 |
| Risk-weighted assets | 22,212,000 | 22,243,000 | 21,717,000 |