Call reports 2015
FIRST NATIONAL BANK — 2015
What FIRST NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 55,101,000 | 52,985,000 | 54,675,000 | 54,793,000 |
| Total loans | 26,768,000 | 25,960,000 | 25,860,000 | 26,314,000 |
| Allowance for loan losses | 517,000 | 517,000 | 514,000 | 515,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 19,403,000 | 18,433,000 | 17,489,000 | 16,700,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,381,000 | 47,140,000 | 48,708,000 | 49,066,000 |
| Interest-bearing deposits | 33,716,000 | 34,369,000 | 35,978,000 | 34,113,000 |
| Noninterest-bearing deposits | 15,665,000 | 12,771,000 | 12,730,000 | 14,953,000 |
| Equity capital | 5,558,000 | 5,601,000 | 5,647,000 | 5,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 451,000 | 900,000 | 1,344,000 | 1,824,000 |
| Interest expense | 52,000 | 102,000 | 152,000 | 203,000 |
| Net interest income | 399,000 | 798,000 | 1,192,000 | 1,621,000 |
| Noninterest income | 95,000 | 193,000 | 295,000 | 394,000 |
| Noninterest expense | 451,000 | 888,000 | 1,320,000 | 1,736,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 43,000 | 103,000 | 167,000 | 279,000 |
| Income tax | 9,000 | 26,000 | 44,000 | 53,000 |
| Net income | 34,000 | 77,000 | 123,000 | 226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,558,000 | 5,601,000 | 5,647,000 | 5,580,000 |
| Total capital | 5,860,000 | 5,891,000 | 5,941,000 | 5,871,000 |
| Risk-weighted assets | 23,947,000 | 22,957,000 | 23,330,000 | 23,096,000 |