Call reports 2014
FIRST NATIONAL BANK — 2014
What FIRST NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 49,873,000 | 51,332,000 | 55,245,000 | 51,820,000 |
| Total loans | 27,150,000 | 25,903,000 | 26,027,000 | 25,826,000 |
| Allowance for loan losses | 513,000 | 509,000 | 508,000 | 517,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 14,659,000 | 16,402,000 | 16,810,000 | 22,259,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,295,000 | 45,681,000 | 49,520,000 | 46,190,000 |
| Interest-bearing deposits | 33,193,000 | 33,542,000 | 35,609,000 | 33,623,000 |
| Noninterest-bearing deposits | 11,102,000 | 12,139,000 | 13,911,000 | 12,567,000 |
| Equity capital | 5,389,000 | 5,430,000 | 5,461,000 | 5,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 506,000 | 985,000 | 1,456,000 | 1,916,000 |
| Interest expense | 59,000 | 116,000 | 172,000 | 227,000 |
| Net interest income | 447,000 | 869,000 | 1,284,000 | 1,689,000 |
| Noninterest income | 108,000 | 218,000 | 324,000 | 428,000 |
| Noninterest expense | 487,000 | 967,000 | 1,445,000 | 1,911,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 68,000 | 120,000 | 163,000 | 206,000 |
| Income tax | 22,000 | 34,000 | 46,000 | 26,000 |
| Net income | 46,000 | 86,000 | 117,000 | 180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,389,000 | 5,430,000 | 5,461,000 | 5,524,000 |
| Total capital | 5,680,000 | 5,716,000 | 5,761,000 | 5,813,000 |
| Risk-weighted assets | 23,078,000 | 22,681,000 | 23,795,000 | 22,873,000 |