Call reports 2012
FIRST NATIONAL BANK — 2012
What FIRST NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 53,527,000 | 53,183,000 | 53,136,000 | 51,533,000 |
| Total loans | 31,994,000 | 31,067,000 | 29,342,000 | 29,000,000 |
| Allowance for loan losses | 494,000 | 532,000 | 486,000 | 499,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,254,000 | 11,719,000 | 11,040,000 | 13,154,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,424,000 | 48,098,000 | 47,946,000 | 46,291,000 |
| Interest-bearing deposits | 35,192,000 | 34,954,000 | 34,452,000 | 34,650,000 |
| Noninterest-bearing deposits | 13,232,000 | 13,144,000 | 13,494,000 | 11,641,000 |
| Equity capital | 4,896,000 | 4,896,000 | 5,010,000 | 5,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 617,000 | 1,229,000 | 1,799,000 | 2,338,000 |
| Interest expense | 85,000 | 161,000 | 229,000 | 294,000 |
| Net interest income | 532,000 | 1,068,000 | 1,570,000 | 2,044,000 |
| Noninterest income | 118,000 | 150,000 | 312,000 | 444,000 |
| Noninterest expense | 528,000 | 1,062,000 | 1,586,000 | 2,103,000 |
| Provision for loan losses | 15,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 107,000 | 131,000 | 271,000 | 360,000 |
| Income tax | 35,000 | 59,000 | 85,000 | 96,000 |
| Net income | 72,000 | 72,000 | 186,000 | 264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,896,000 | 4,896,000 | 5,010,000 | 5,088,000 |
| Total capital | 5,232,000 | 5,235,000 | 5,331,000 | 5,406,000 |
| Risk-weighted assets | 26,720,000 | 26,944,000 | 25,541,000 | 25,252,000 |