Call reports 2011
FIRST NATIONAL BANK — 2011
What FIRST NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 51,457,000 | 51,723,000 | 53,251,000 | 52,699,000 |
| Total loans | 32,950,000 | 32,578,000 | 32,135,000 | 32,493,000 |
| Allowance for loan losses | 499,000 | 506,000 | 531,000 | 471,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,523,000 | 9,254,000 | 8,983,000 | 10,408,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,512,000 | 46,731,000 | 48,163,000 | 47,735,000 |
| Interest-bearing deposits | 36,785,000 | 35,752,000 | 36,257,000 | 35,540,000 |
| Noninterest-bearing deposits | 9,727,000 | 10,979,000 | 11,905,000 | 12,195,000 |
| Equity capital | 4,755,000 | 4,808,000 | 4,869,000 | 4,824,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 650,000 | 1,292,000 | 1,930,000 | 2,549,000 |
| Interest expense | 141,000 | 271,000 | 390,000 | 490,000 |
| Net interest income | 509,000 | 1,021,000 | 1,540,000 | 2,059,000 |
| Noninterest income | 104,000 | 218,000 | 332,000 | 453,000 |
| Noninterest expense | 512,000 | 1,035,000 | 1,552,000 | 2,052,000 |
| Provision for loan losses | 30,000 | 60,000 | 85,000 | 100,000 |
| Pretax income | 71,000 | 144,000 | 235,000 | 360,000 |
| Income tax | 21,000 | 41,000 | 71,000 | 103,000 |
| Net income | 50,000 | 103,000 | 164,000 | 257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,755,000 | 4,808,000 | 4,869,000 | 4,824,000 |
| Total capital | 5,104,000 | 5,160,000 | 5,215,000 | 5,165,000 |
| Risk-weighted assets | 27,786,000 | 27,978,000 | 27,464,000 | 27,145,000 |