Call reports 2010
FIRST NATIONAL BANK — 2010
What FIRST NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 47,914,000 | 49,752,000 | 56,392,000 | 51,515,000 |
| Total loans | 32,629,000 | 32,199,000 | 32,125,000 | 32,842,000 |
| Allowance for loan losses | 432,000 | 467,000 | 479,000 | 476,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,136,000 | 3,618,000 | 3,602,000 | 8,749,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,008,000 | 44,830,000 | 51,387,000 | 46,653,000 |
| Interest-bearing deposits | 34,615,000 | 35,761,000 | 38,672,000 | 37,115,000 |
| Noninterest-bearing deposits | 8,393,000 | 9,069,000 | 12,714,000 | 9,538,000 |
| Equity capital | 4,651,000 | 4,692,000 | 4,740,000 | 4,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 641,000 | 1,263,000 | 1,885,000 | 2,551,000 |
| Interest expense | 156,000 | 314,000 | 469,000 | 621,000 |
| Net interest income | 485,000 | 949,000 | 1,416,000 | 1,930,000 |
| Noninterest income | 104,000 | 194,000 | 321,000 | 483,000 |
| Noninterest expense | 491,000 | 962,000 | 1,455,000 | 1,951,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 68,000 | 121,000 | 192,000 | 342,000 |
| Income tax | 35,000 | 47,000 | 69,000 | 116,000 |
| Net income | 33,000 | 74,000 | 123,000 | 226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,651,000 | 4,692,000 | 4,740,000 | 4,705,000 |
| Total capital | 5,006,000 | 5,034,000 | 5,096,000 | 5,053,000 |
| Risk-weighted assets | 28,359,000 | 27,209,000 | 28,335,000 | 28,319,000 |