Call reports 2009
FIRST NATIONAL BANK — 2009
What FIRST NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 50,191,000 | 49,017,000 | 49,259,000 | 48,056,000 |
| Total loans | 33,538,000 | 33,577,000 | 33,473,000 | 33,364,000 |
| Allowance for loan losses | 436,000 | 412,000 | 434,000 | 469,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,232,000 | 4,204,000 | 4,176,000 | 4,148,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,233,000 | 43,993,000 | 44,164,000 | 43,243,000 |
| Interest-bearing deposits | 34,626,000 | 34,759,000 | 36,043,000 | 34,090,000 |
| Noninterest-bearing deposits | 10,607,000 | 9,234,000 | 8,121,000 | 9,153,000 |
| Equity capital | 4,684,000 | 4,745,000 | 4,779,000 | 4,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 704,000 | 1,393,000 | 2,057,000 | 2,727,000 |
| Interest expense | 214,000 | 405,000 | 587,000 | 755,000 |
| Net interest income | 490,000 | 988,000 | 1,470,000 | 1,972,000 |
| Noninterest income | 118,000 | 225,000 | 335,000 | 437,000 |
| Noninterest expense | 464,000 | 961,000 | 1,458,000 | 2,039,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 114,000 | 192,000 | 257,000 | 250,000 |
| Income tax | 20,000 | 37,000 | 68,000 | 85,000 |
| Net income | 94,000 | 155,000 | 189,000 | 165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,684,000 | 4,745,000 | 4,779,000 | 4,617,000 |
| Total capital | 5,042,000 | 5,112,000 | 5,149,000 | 4,981,000 |
| Risk-weighted assets | 28,601,000 | 29,293,000 | 29,509,000 | 29,014,000 |