Call reports 2020
BANK OF ANGUILLA — 2020
What BANK OF ANGUILLA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 149,292,000 | 160,604,000 | 157,189,000 | 158,573,000 |
| Total loans | 92,822,000 | 101,572,000 | 97,341,000 | 82,372,000 |
| Allowance for loan losses | 1,230,000 | 1,315,000 | 1,192,000 | 1,301,000 |
| Securities available for sale | 25,392,000 | 30,242,000 | 28,887,000 | 32,354,000 |
| Securities held to maturity | 2,210,000 | 2,210,000 | 2,210,000 | 2,210,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,393,000 | 126,763,000 | 130,055,000 | 136,226,000 |
| Interest-bearing deposits | 87,054,000 | 91,628,000 | 92,813,000 | 92,704,000 |
| Noninterest-bearing deposits | 31,339,000 | 35,135,000 | 37,242,000 | 43,522,000 |
| Equity capital | 13,927,000 | 14,636,000 | 15,232,000 | 14,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,627,000 | 3,205,000 | 4,850,000 | 6,234,000 |
| Interest expense | 250,000 | 511,000 | 774,000 | 995,000 |
| Net interest income | 1,377,000 | 2,694,000 | 4,076,000 | 5,239,000 |
| Noninterest income | 225,000 | 589,000 | 1,070,000 | 1,314,000 |
| Noninterest expense | 1,206,000 | 2,348,000 | 3,557,000 | 4,708,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 870,000 |
| Pretax income | 192,000 | 697,000 | 1,319,000 | 975,000 |
| Income tax | 12,000 | 76,000 | 142,000 | 0 |
| Net income | 180,000 | 621,000 | 1,177,000 | 975,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,197,000 | 15,407,000 | 15,964,000 | 15,983,000 |
| Total capital | — | 16,722,000 | 17,156,000 | — |
| Risk-weighted assets | — | 129,183,000 | 123,699,000 | — |