Call reports 2019
BANK OF ANGUILLA — 2019
What BANK OF ANGUILLA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 137,139,000 | 145,937,000 | 150,663,000 | 138,896,000 |
| Total loans | 86,442,000 | 94,559,000 | 90,952,000 | 86,287,000 |
| Allowance for loan losses | 1,840,000 | 2,185,000 | 2,259,000 | 1,157,000 |
| Securities available for sale | 26,849,000 | 28,127,000 | 26,930,000 | 24,964,000 |
| Securities held to maturity | 2,210,000 | 2,210,000 | 2,210,000 | 2,210,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,367,000 | 112,575,000 | 114,822,000 | 117,910,000 |
| Interest-bearing deposits | 80,788,000 | 81,861,000 | 81,798,000 | 80,203,000 |
| Noninterest-bearing deposits | 33,579,000 | 30,714,000 | 33,024,000 | 37,707,000 |
| Equity capital | 13,864,000 | 14,466,000 | 14,896,000 | 13,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,601,000 | 3,308,000 | 5,078,000 | 6,534,000 |
| Interest expense | 190,000 | 433,000 | 779,000 | 1,011,000 |
| Net interest income | 1,411,000 | 2,875,000 | 4,299,000 | 5,523,000 |
| Noninterest income | 340,000 | 615,000 | 817,000 | 1,216,000 |
| Noninterest expense | 1,230,000 | 2,530,000 | 3,726,000 | 4,982,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 1,645,000 |
| Pretax income | 431,000 | 780,000 | 1,120,000 | 320,000 |
| Income tax | 41,000 | 87,000 | 119,000 | -257,000 |
| Net income | 390,000 | 693,000 | 1,001,000 | 577,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,370,000 | 15,679,000 | 15,880,000 | 14,669,000 |
| Total capital | 16,766,000 | 17,212,000 | 17,341,000 | 15,826,000 |
| Risk-weighted assets | 111,222,000 | 121,949,000 | 116,108,000 | 109,620,000 |