Call reports 2016
BANK OF ANGUILLA — 2016
What BANK OF ANGUILLA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 130,417,000 | 140,319,000 | 140,792,000 | 138,327,000 |
| Total loans | 76,194,000 | 86,240,000 | 87,726,000 | 87,239,000 |
| Allowance for loan losses | 1,297,000 | 1,416,000 | 1,071,000 | 1,199,000 |
| Securities available for sale | 32,180,000 | 32,330,000 | 28,455,000 | 27,790,000 |
| Securities held to maturity | 2,210,000 | 2,210,000 | 2,210,000 | 2,210,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,108,000 | 104,051,000 | 102,003,000 | 104,800,000 |
| Interest-bearing deposits | 76,064,000 | 59,419,000 | 73,684,000 | 73,136,000 |
| Noninterest-bearing deposits | 34,044,000 | 44,632,000 | 28,319,000 | 31,664,000 |
| Equity capital | 13,210,000 | 13,783,000 | 13,995,000 | 12,768,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,324,000 | 2,737,000 | 4,305,000 | 5,772,000 |
| Interest expense | 110,000 | 232,000 | 372,000 | 506,000 |
| Net interest income | 1,214,000 | 2,505,000 | 3,933,000 | 5,266,000 |
| Noninterest income | 210,000 | 665,000 | 850,000 | 1,051,000 |
| Noninterest expense | 1,303,000 | 2,325,000 | 3,644,000 | 5,059,000 |
| Provision for loan losses | 45,000 | 135,000 | 225,000 | 445,000 |
| Pretax income | 77,000 | 711,000 | 916,000 | 816,000 |
| Income tax | -7,000 | 131,000 | 162,000 | 219,000 |
| Net income | 84,000 | 580,000 | 754,000 | 597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,875,000 | 14,350,000 | 14,703,000 | 14,157,000 |
| Total capital | 15,172,000 | 15,704,000 | 15,774,000 | 15,356,000 |
| Risk-weighted assets | 104,020,000 | 108,259,000 | 112,290,000 | 108,964,000 |