Call reports 2015
BANK OF ANGUILLA — 2015
What BANK OF ANGUILLA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 133,832,000 | 129,371,000 | 127,692,000 | 134,061,000 |
| Total loans | 66,016,000 | 72,384,000 | 73,244,000 | 81,478,000 |
| Allowance for loan losses | 1,294,000 | 1,277,000 | 1,174,000 | 1,300,000 |
| Securities available for sale | 33,998,000 | 36,911,000 | 32,962,000 | 30,114,000 |
| Securities held to maturity | 2,210,000 | 2,210,000 | 2,210,000 | 2,210,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,705,000 | 102,107,000 | 98,364,000 | 103,008,000 |
| Interest-bearing deposits | 79,049,000 | 74,470,000 | 70,943,000 | 70,086,000 |
| Noninterest-bearing deposits | 36,656,000 | 27,637,000 | 27,421,000 | 32,922,000 |
| Equity capital | 14,074,000 | 14,149,000 | 14,243,000 | 12,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,224,000 | 2,550,000 | 3,932,000 | 5,267,000 |
| Interest expense | 96,000 | 191,000 | 289,000 | 400,000 |
| Net interest income | 1,128,000 | 2,359,000 | 3,643,000 | 4,867,000 |
| Noninterest income | 452,000 | 751,000 | 944,000 | 2,249,000 |
| Noninterest expense | 1,175,000 | 2,299,000 | 3,435,000 | 5,758,000 |
| Provision for loan losses | 45,000 | 90,000 | 195,000 | 1,115,000 |
| Pretax income | 360,000 | 721,000 | 957,000 | 243,000 |
| Income tax | 59,000 | 80,000 | 105,000 | 41,000 |
| Net income | 301,000 | 641,000 | 852,000 | 202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,405,000 | 14,739,000 | 14,914,000 | 13,921,000 |
| Total capital | 15,526,000 | 15,960,000 | 16,088,000 | 15,221,000 |
| Risk-weighted assets | 89,545,000 | 97,601,000 | 101,985,000 | 108,876,000 |