Call reports 2014
BANK OF ANGUILLA — 2014
What BANK OF ANGUILLA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 129,937,000 | 119,402,000 | 128,793,000 | 127,799,000 |
| Total loans | 61,139,000 | 68,472,000 | 70,973,000 | 76,292,000 |
| Allowance for loan losses | 1,594,000 | 1,250,000 | 1,301,000 | 1,257,000 |
| Securities available for sale | 31,538,000 | 30,919,000 | 31,054,000 | 32,866,000 |
| Securities held to maturity | 2,210,000 | 2,210,000 | 2,210,000 | 2,210,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,668,000 | 101,787,000 | 103,384,000 | 107,665,000 |
| Interest-bearing deposits | 79,258,000 | 75,905,000 | 73,635,000 | 73,576,000 |
| Noninterest-bearing deposits | 33,410,000 | 25,882,000 | 29,749,000 | 34,089,000 |
| Equity capital | 12,849,000 | 13,605,000 | 13,906,000 | 13,540,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,159,000 | 2,388,000 | 3,785,000 | 5,124,000 |
| Interest expense | 97,000 | 195,000 | 294,000 | 388,000 |
| Net interest income | 1,062,000 | 2,193,000 | 3,491,000 | 4,736,000 |
| Noninterest income | 324,000 | 618,000 | 831,000 | 1,371,000 |
| Noninterest expense | 1,061,000 | 2,174,000 | 3,308,000 | 4,517,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 380,000 |
| Pretax income | 282,000 | 549,000 | 881,000 | 1,212,000 |
| Income tax | 39,000 | 94,000 | 145,000 | 285,000 |
| Net income | 243,000 | 455,000 | 736,000 | 927,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,454,000 | 13,610,000 | 13,889,000 | 13,417,000 |
| Total capital | 14,562,000 | 14,753,000 | 15,102,000 | 14,674,000 |
| Risk-weighted assets | 88,184,000 | 91,296,000 | 96,943,000 | 102,576,000 |