Call reports 2013
BANK OF ANGUILLA — 2013
What BANK OF ANGUILLA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 128,297,000 | 117,726,000 | 122,756,000 | 125,660,000 |
| Total loans | 59,420,000 | 66,235,000 | 65,910,000 | 76,235,000 |
| Allowance for loan losses | 1,557,000 | 1,574,000 | 1,597,000 | 1,559,000 |
| Securities available for sale | 36,238,000 | 31,863,000 | 31,784,000 | 31,012,000 |
| Securities held to maturity | 2,210,000 | 2,210,000 | 2,210,000 | 2,210,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,969,000 | 100,533,000 | 102,286,000 | 103,325,000 |
| Interest-bearing deposits | 78,805,000 | 74,658,000 | 73,131,000 | 73,726,000 |
| Noninterest-bearing deposits | 32,164,000 | 25,875,000 | 29,155,000 | 29,599,000 |
| Equity capital | 13,302,000 | 12,979,000 | 13,241,000 | 12,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,157,000 | 2,355,000 | 3,658,000 | 4,911,000 |
| Interest expense | 102,000 | 203,000 | 300,000 | 400,000 |
| Net interest income | 1,055,000 | 2,152,000 | 3,358,000 | 4,511,000 |
| Noninterest income | 218,000 | 464,000 | 685,000 | 889,000 |
| Noninterest expense | 986,000 | 1,776,000 | 2,719,000 | 3,866,000 |
| Provision for loan losses | 45,000 | 120,000 | 165,000 | 410,000 |
| Pretax income | 242,000 | 720,000 | 1,159,000 | 1,124,000 |
| Income tax | 30,000 | 117,000 | 193,000 | 207,000 |
| Net income | 212,000 | 603,000 | 966,000 | 917,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,090,000 | 13,528,000 | 13,958,000 | 13,135,000 |
| Total capital | 14,164,000 | 14,652,000 | 15,098,000 | 14,379,000 |
| Risk-weighted assets | 85,417,000 | 89,475,000 | 90,714,000 | 99,189,000 |