Call reports 2012
BANK OF ANGUILLA — 2012
What BANK OF ANGUILLA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 117,000,000 | 113,652,000 | 117,580,000 | 115,642,000 |
| Total loans | 60,706,000 | 67,718,000 | 64,961,000 | 69,283,000 |
| Allowance for loan losses | 1,742,000 | 1,779,000 | 1,860,000 | 1,543,000 |
| Securities available for sale | 26,986,000 | 26,153,000 | 26,008,000 | 26,873,000 |
| Securities held to maturity | 2,210,000 | 2,210,000 | 2,210,000 | 2,210,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,703,000 | 88,435,000 | 95,234,000 | 95,244,000 |
| Interest-bearing deposits | 71,010,000 | 67,090,000 | 67,979,000 | 67,916,000 |
| Noninterest-bearing deposits | 23,693,000 | 21,345,000 | 27,255,000 | 27,328,000 |
| Equity capital | 13,189,000 | 13,612,000 | 13,442,000 | 13,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,172,000 | 2,376,000 | 3,627,000 | 4,827,000 |
| Interest expense | 139,000 | 274,000 | 397,000 | 518,000 |
| Net interest income | 1,033,000 | 2,102,000 | 3,230,000 | 4,309,000 |
| Noninterest income | 448,000 | 693,000 | 885,000 | 1,061,000 |
| Noninterest expense | 976,000 | 1,944,000 | 2,803,000 | 3,898,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 430,000 | 701,000 | 1,087,000 | 1,172,000 |
| Income tax | 69,000 | 108,000 | 174,000 | 187,000 |
| Net income | 361,000 | 593,000 | 913,000 | 985,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,736,000 | 12,800,000 | 13,084,000 | 12,755,000 |
| Total capital | 13,788,000 | 13,921,000 | 14,188,000 | 13,905,000 |
| Risk-weighted assets | 83,498,000 | 89,054,000 | 87,549,000 | 91,632,000 |