Call reports 2025
MALVERN NATIONAL BANK, THE — 2025
What MALVERN NATIONAL BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 670,719,000 | 685,030,000 | 703,035,000 | 712,512,000 |
| Total loans | 386,494,000 | 387,251,000 | 384,957,000 | 378,954,000 |
| Allowance for loan losses | 7,574,000 | 7,651,000 | 7,692,000 | 7,813,000 |
| Securities available for sale | 234,724,000 | 250,958,000 | 264,132,000 | 283,665,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 600,249,000 | 613,269,000 | 627,711,000 | 635,684,000 |
| Interest-bearing deposits | 511,489,000 | 525,326,000 | 539,538,000 | 548,214,000 |
| Noninterest-bearing deposits | 88,760,000 | 87,943,000 | 88,173,000 | 87,470,000 |
| Equity capital | 60,877,000 | 60,097,000 | 65,016,000 | 66,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,962,000 | 16,276,000 | 24,919,000 | 33,742,000 |
| Interest expense | 3,231,000 | 6,672,000 | 10,306,000 | 13,916,000 |
| Net interest income | 4,731,000 | 9,604,000 | 14,613,000 | 19,826,000 |
| Noninterest income | 642,000 | 1,342,000 | 2,087,000 | 2,806,000 |
| Noninterest expense | 3,948,000 | 7,960,000 | 12,071,000 | 16,352,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 350,000 |
| Pretax income | 1,474,000 | 3,022,000 | 4,621,000 | 6,210,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,474,000 | 3,022,000 | 4,621,000 | 6,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,773,000 | 64,886,000 | 66,028,000 | 66,885,000 |
| Total capital | 70,805,000 | 70,801,000 | 71,945,000 | 72,739,000 |
| Risk-weighted assets | 481,056,000 | 471,523,000 | 471,614,000 | 466,422,000 |