Call reports 2021
MALVERN NATIONAL BANK, THE — 2021
What MALVERN NATIONAL BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 627,296,000 | 625,167,000 | 644,502,000 | 632,050,000 |
| Total loans | 313,580,000 | 301,570,000 | 299,740,000 | 294,608,000 |
| Allowance for loan losses | 6,201,000 | 6,260,000 | 6,296,000 | 7,215,000 |
| Securities available for sale | 194,766,000 | 204,478,000 | 214,365,000 | 221,140,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 498,719,000 | 504,478,000 | 525,638,000 | 513,171,000 |
| Interest-bearing deposits | 401,123,000 | 405,829,000 | 415,379,000 | 404,615,000 |
| Noninterest-bearing deposits | 97,596,000 | 98,649,000 | 110,259,000 | 108,556,000 |
| Equity capital | 59,853,000 | 60,593,000 | 60,828,000 | 61,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,940,000 | 9,456,000 | 13,824,000 | 18,149,000 |
| Interest expense | 974,000 | 1,817,000 | 2,538,000 | 3,206,000 |
| Net interest income | 3,966,000 | 7,639,000 | 11,286,000 | 14,943,000 |
| Noninterest income | 924,000 | 1,799,000 | 2,747,000 | 3,636,000 |
| Noninterest expense | 3,709,000 | 7,263,000 | 10,863,000 | 14,451,000 |
| Provision for loan losses | 40,000 | 120,000 | 150,000 | 150,000 |
| Pretax income | 1,172,000 | 2,128,000 | 3,111,000 | 4,125,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,172,000 | 2,128,000 | 3,111,000 | 4,125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,999,000 | 57,466,000 | 58,319,000 | 58,341,000 |
| Total capital | 62,099,000 | 62,305,000 | 63,312,000 | 63,057,000 |
| Risk-weighted assets | 406,970,000 | 385,768,000 | 398,153,000 | 374,848,000 |