Call reports 2020
MALVERN NATIONAL BANK, THE — 2020
What MALVERN NATIONAL BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 582,042,000 | 618,847,000 | 610,050,000 | 609,438,000 |
| Total loans | 325,752,000 | 332,860,000 | 329,924,000 | 330,527,000 |
| Allowance for loan losses | 6,002,000 | 6,002,000 | 6,084,000 | 6,151,000 |
| Securities available for sale | 195,962,000 | 183,216,000 | 178,860,000 | 177,338,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 464,535,000 | 486,214,000 | 481,085,000 | 484,996,000 |
| Interest-bearing deposits | 397,905,000 | 396,785,000 | 394,523,000 | 394,113,000 |
| Noninterest-bearing deposits | 66,630,000 | 89,429,000 | 86,562,000 | 90,883,000 |
| Equity capital | 49,240,000 | 59,200,000 | 60,023,000 | 60,688,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,304,000 | 11,094,000 | 16,088,000 | 20,928,000 |
| Interest expense | 1,475,000 | 2,826,000 | 4,003,000 | 5,113,000 |
| Net interest income | 3,829,000 | 8,268,000 | 12,085,000 | 15,815,000 |
| Noninterest income | 896,000 | 1,999,000 | 2,960,000 | 3,921,000 |
| Noninterest expense | 3,789,000 | 7,571,000 | 11,301,000 | 14,985,000 |
| Provision for loan losses | 54,000 | 1,254,000 | 1,305,000 | 1,365,000 |
| Pretax income | 946,000 | 1,808,000 | 2,836,000 | 3,816,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 946,000 | 1,808,000 | 2,836,000 | 3,816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,210,000 | 55,536,000 | 56,298,000 | 56,504,000 |
| Total capital | 60,588,000 | 60,949,000 | 61,652,000 | 61,807,000 |
| Risk-weighted assets | 429,642,000 | 432,469,000 | 427,643,000 | 423,459,000 |