Call reports 2019
MALVERN NATIONAL BANK, THE — 2019
What MALVERN NATIONAL BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 536,388,000 | 552,721,000 | 564,298,000 | 573,828,000 |
| Total loans | 298,402,000 | 300,527,000 | 311,464,000 | 316,802,000 |
| Allowance for loan losses | 5,895,000 | 5,939,000 | 5,931,000 | 5,939,000 |
| Securities available for sale | 173,680,000 | 192,686,000 | 200,753,000 | 199,832,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 441,101,000 | 450,136,000 | 455,466,000 | 463,715,000 |
| Interest-bearing deposits | 372,064,000 | 376,750,000 | 390,204,000 | 401,156,000 |
| Noninterest-bearing deposits | 69,037,000 | 73,386,000 | 65,262,000 | 62,559,000 |
| Equity capital | 52,764,000 | 54,861,000 | 56,155,000 | 57,546,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,832,000 | 9,879,000 | 15,047,000 | 20,333,000 |
| Interest expense | 1,158,000 | 2,379,000 | 3,781,000 | 5,285,000 |
| Net interest income | 3,674,000 | 7,500,000 | 11,266,000 | 15,048,000 |
| Noninterest income | 716,000 | 1,501,000 | 2,333,000 | 3,190,000 |
| Noninterest expense | 3,633,000 | 7,415,000 | 11,107,000 | 14,849,000 |
| Provision for loan losses | 31,000 | 81,000 | 137,000 | 193,000 |
| Pretax income | 748,000 | 1,569,000 | 2,429,000 | 3,315,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 748,000 | 1,569,000 | 2,429,000 | 3,315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,766,000 | 54,367,000 | 54,988,000 | 55,629,000 |
| Total capital | 58,790,000 | 59,509,000 | 60,268,000 | 60,907,000 |
| Risk-weighted assets | 401,084,000 | 410,601,000 | 421,802,000 | 421,618,000 |