Call reports 2016
MALVERN NATIONAL BANK, THE — 2016
What MALVERN NATIONAL BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 511,553,000 | 503,168,000 | 511,174,000 | 526,616,000 |
| Total loans | 258,309,000 | 251,274,000 | 257,362,000 | 261,613,000 |
| Allowance for loan losses | 4,648,000 | 4,799,000 | 4,949,000 | 4,964,000 |
| Securities available for sale | 198,236,000 | 197,590,000 | 194,797,000 | 195,034,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 391,977,000 | 406,789,000 | 406,577,000 | 414,952,000 |
| Interest-bearing deposits | 330,488,000 | 346,392,000 | 341,842,000 | 353,602,000 |
| Noninterest-bearing deposits | 61,489,000 | 60,397,000 | 64,735,000 | 61,350,000 |
| Equity capital | 50,316,000 | 50,480,000 | 50,237,000 | 47,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,041,000 | 7,978,000 | 11,876,000 | 15,770,000 |
| Interest expense | 685,000 | 1,339,000 | 2,006,000 | 2,704,000 |
| Net interest income | 3,356,000 | 6,639,000 | 9,870,000 | 13,066,000 |
| Noninterest income | 616,000 | 1,321,000 | 2,078,000 | 2,829,000 |
| Noninterest expense | 3,689,000 | 7,422,000 | 11,220,000 | 14,413,000 |
| Provision for loan losses | 103,000 | 253,000 | 403,000 | 520,000 |
| Pretax income | 188,000 | 302,000 | 625,000 | 1,284,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 188,000 | 302,000 | 625,000 | 1,284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,844,000 | 49,757,000 | 49,892,000 | 50,372,000 |
| Total capital | 53,959,000 | 53,789,000 | 54,021,000 | 54,737,000 |
| Risk-weighted assets | 328,746,000 | 321,819,000 | 329,570,000 | 348,666,000 |